NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: August 16, 2007
MORTGAGOR: Jamie A. Muller and Vicki R. Muller, husband and wife
MORTGAGEE: LaCrosse Area Postal Credit Union.
DATE AND PLACE OF RECORDING: Recorded September 28, 2007 Houston County Recorder, Document No. 249361.
ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, N.A.- Winona Dated August 16, 2007 Recorded October 5, 2007, as Document No. 249451.
TRANSACTION AGENT: NONE
TRANSACTION AGENTS MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: LaCrosse Area Postal Credit Union
RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A.
MORTGAGED PROPERTY ADDRESS:
504 August Hills Drive,
La Crescent, MN 55947
TAX PARCEL I.D. #: 25.1780.000
LEGAL DESCRIPTION OF PROPERTY:
ALL OF LOT FOUR (4, BLOCK TWO (2) AUGUST HILLS THIRD SUBDIVISION TO THE CITY OF LA CRESCENT EXCEPT THE FOLLOWING:
COMMENCING AT THE MOST WESTERLY CORNER OF SAID LOT FOUR (4), THENCE NORTHEASTERLY ON AND ALONG THE NORTHWESTERLY LOT LINE TO THE MOST NORTHERLY CORNER OF LOT FOUR (4), THENCE SOUTHEASTERLY ON AND ALONG THE NORTHEASTERLY LOT LINE OF SAID LOT FOUR (4) TO THE MID POINT OF THE NORTHEASTERLY LOT LINE OF SAID LOT FOUR (4), THENCE SOUTHWESTERLY ON A STRAIGHT LINE TO THE MID POINT OF THE SOUTHWESTERLY LOT LINE OF SAID LOT FOUR (4). THENCE NORTHWESTERLY ON AND ALONG THE SOUTHWESTERLY LOT LINE TO THE POINT OF BEGINNING.
ALSO ALL OF LOT FIVE (5), BLOCK TWO (2), OF AUGUST HILLS THIRD SUBDIVISION TO THE CITY OF LA CRESCENT. HOUSTON COUNTY, MINNESOTA. EXCEPT THE FOLLOWING: COMMENCING AT THE NORTHEASTERLY CORNER OF SAID LOT FIVE (5), AS THE POINT OF BEGINNING. THENCE SOUTHWESTERLY ON AND ALONG THE EASTERLY LOT LINE OF SAID LOT FIVE (5), TO THE SOUTHEAST CORNER THEREOF. THENCE NORTHWESTERLY ON AND ALONG THE SOUTHERLY LOT LINE OF SAID LOT FIVE (5) A DISTANCE OF FORTY EIGHT (48) FEET THENCE NORTHEASTERLY TO THE NORTHERLY LOT LINE OF SAID LOT FIVE (5) ON A LINE PARALLEL TO THE EAST LINE OF SAID LOT FIVE (5), THENCE SOUTHEASTERLY ON AND ALONG THE NORTHERLY LOT LINE OF SAID LOT FIVE (5) TO THE POINT OF BEGINNING.
COUNTY IN WHICH PROPERTY IS LOCATED: Houston
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,257.26
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:
March 5, 2014 at 10:00 AM
PLACE OF SALE: Houston County Sheriffs Office, 306 South Marshall, Suite 1100, Caledonia, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: December 24, 2013
Merchants Bank, National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/
Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
94 – 13-008531 FC
THIS IS A COMMUNICATION FROM
A DEBT COLLECTOR.
Published in the
The Caledonia Argus
January 15, 22, 29
February 5, 12, 19, 2014
NOTICE OF MORTGAGE FORECLOSURE SALE